Life risk insurance
solutions that harmoniously
fit changing life situations.

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Why choose vlot

vlot provides you and your family with an understandable and free life risk analysis. Based on the result, vlot offers custom-tailored, transparent insurance coverage which you can directly purchase on the platform.

We establish clarity about your existing coverage from the social security system and your pension fund for the risks of death and disability. Let vlot help you to identify potential coverage gaps and insure the exact amount that you and your loved ones need.

Use our digital process to get your coverage. Online & hassle-free!

Whenever your life gets dynamic and changes, adjust your life risk coverage accordingly – and never be over- or underinsured. Thereby, you only pay for what you really need in your current life situation!

Free analysis

Orientation

Understandable & transparent – Analyse your existing coverage from the social security system (1st pillar) and pension fund (2nd pillar) and identify possible gaps

Optimal coverage

Access

Fair & digital – Close the identified gaps with the exact amount needed

Adjust anytime

Guidance

Flexible & dynamic – Update your coverage when relevant life events occur

vlot is unique

We stand out from the crowd. This is why clients love our solution.

Safe

Safe

vlot is an insurance intermediary – our Swiss insurance partner is a 100% subsidiary of a leading global reinsurer.

Digital

Digital

vlot is fully digital – from life risk analysis to coverage solutions. Reach us via email or phone in case you get stuck along your vlot journey!

Custom-made

Custom-made

vlot provides custom-made life risk coverage which exactly fits your and your family’s needs – no compromises!

Fair

Fair

vlot doesn’t get sales commissions – we only charge a transparent platform usage fee if you get coverage with us.

Flexible

Flexible

vlot lets you adjust your coverage and premium whenever your life changes. We’ll even tell you when you don’t need the coverage anymore. How’s that?

Transparent

Transparent

vlot lives transparency – no hidden cost, no static and long-term contracts!

We are vlot

Sandro Matter

As a husband and caring father of two little girls, financial security is close to my heart. With vlot we created a platform which makes this endeavour an easy one for everyone.

Sandro Matter

Co-founder

Daniel Schmidheiny

The initial spark for vlot emerged from my daily practice as an owner and CEO of an insurance broker company – realizing that life insurance distribution was up for a radical change.

Daniel Schmidheiny

Co-founder

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