Three modules - one path
Anecosystemfor every risk and retirement journey imaginable
From a free entry point to a dynamic pension solution
Get a free initial overview of your pension situation as well as that of your family. Thanks to QR codes, key data can be captured quickly. Identify possible pension gaps, understand your benefits, and gain an initial overview of your financial future.
For Employers, pension funds- Simplified self-service input
- Simplified results overview
- Initial pension overview
- QR scanner for pension statements, pillar 3a savings and vested benefits
- 4 languages (DE/EN/FR/IT)
With the vlot risk and retirement analysis, you benefit from in-depth insights, concrete optimization suggestions, scenarios, and personalized recommendations for your individual situation.
For Employers, pension funds- New results dashboard with prioritization and detailed view
- Mortgage affordability calculator
- Pillar 3a tax optimization
- Analysis PDF download
- vlot Financial Wellbeing Score; solution configurator
The intuitive, personalized retirement planning from vlot creates clarity about your financial possibilities and supports you in making important decisions for life after employment. As a dynamic companion before, during, and after retirement, vlot helps you stay in control at all times.
ForEmployers, pension funds- Dedicated pension planning input
- Pension planning dashboard
- Scenario modelling
- Comprehensive retirement tax optimization
- Compact pension planning PDF
Feature comparison
Which module is right for you?
All the features of the three modules at a glance – so you can make the right choice for your business.
| Category | vlot risk & retirement dashboard | vlot Risk & Retirement analysis | vlot Pension planning from Q3 |
|---|---|---|---|
| Target group | Employers, pension funds | Employers, pension funds | Employers, pension funds |
| Users | Beneficiaries | Beneficiaries | Beneficiaries |
| Whitelabel | On Request | Standard | Standard |
| Input flow | Simplified self-service input | Self-service input | Dedicated pension planning input |
| Results overview | Simplified results overview | New results dashboard with prioritization and detailed view | Pension planning dashboard |
| Analysis results | Initial pension overview | detailed pension analysis: risk, retirement & savings | Scenario modelling |
| Mortgage affordability | - | mortgage affordability calculator | - |
| Tax optimization | - | Pillar 3a tax optimization | Comprehensive retirement tax optimization |
| PDF download | - | Analysis PDF download | Compact pension planning PDF |
| QR code inputs | QR scanner for pension statements, pillar 3a savings and vested benefits | QR scanner for pension statements, pillar 3a savings and vested benefits | - |
| Additional modules | - | Financial Wellbeing Score · Solution configurator | vlot wizard for simplified planning |
| Languages | DE / EN / FR / IT | DE / EN / FR / IT | DE / EN / FR / IT |
Why vlot
Complex risk analysis and retirement planning,made clear
One platform that turns risk and retirement data into understandable insights
Holistic view
Pillar 1, Pillar 2 and Pillar 3 as well as the entire family constellation in a single overview.
QR code data capture
Pension certificates, vested‑benefits & Pillar 3a captured by scan in seconds — no typing errors.
Scenarios & optimization
Concrete action recommendations, tax optimization and fully calculated what‑if scenarios.