vlot helps individuals and
families become more
financially responsible
Find out nowCutting-edge dynamic risk
analysis and coverage solutions that
smoothly adjust to changing life situations
Life risk insurance solutions that harmoniously fit changing life situations.
The vlot framework
Our process is highly digital, intuitive and transparent. We provide you with a highly accurate gap analysis and coverage solutions in no time …
Analysis
Precise income gap assessment
Analysis
vlot provides orientation in the complex jungle of social security and employer pension fund benefits - understandable & transparent
Coverage
Bespoke product
offering
Coverage
Close the identified gaps with the exact amount needed – fair & digital
Life planning
Life event triggered coverage adjustment
Life planning
vlot provides guidance as to when it makes sense to adjust coverage upon relevant life events - flexibel & dynamic
What does vlot offer you?
Secure
Secure
Data security has top priority for us - your personal is data is safely encrypted.
Digital
Digital
vlot is fully digital - from risk analysis to coverage solutions - everything can be done on the device of your choice.
Tailor-made
Tailor-made
vlot provides a tailor-made analysis and risk coverage suggestion which exactly fits your and your family’s needs.
Independent
Independent
vlot offers neutral advice based on the hard facts of digitalizing social security systems.
Fast
Fast
vlot lets you adjust your coverage and premium whenever your life changes. We’ll even tell you when you don’t need the coverage anymore. How’s that?
Transparent
Transparent
vlot lives transparency - no hidden fees, no static and long-term contracts!
Benefits for you
Secure
Secure
Data security has top priority for us - your personal is data is safely encrypted.
Digital
Digital
vlot is fully digital - from risk analysis to coverage solutions - everything can be done on the device of your choice.
Tailor-made
Tailor-made
vlot provides a tailor-made analysis and risk coverage suggestion which exactly fits your and your family’s needs.
Independent
Independent
vlot offers neutral advice based on the hard facts of digitalizing social security systems.
Fast
Fast
vlot lets you adjust your coverage and premium whenever your life changes. We’ll even tell you when you don’t need the coverage anymore. How’s that?
Transparent
Transparent
vlot lives transparency - no hidden fees, no static and long-term contracts!
Orientation in the complex jungle of state and employer specific risk benefits
At vlot we put individuals and families and their magic moments such as giving birth or buying a house at the center of attention. Our proposition does not start with selling an insurance product - just the opposite: we help evaluate what the customer’s real financial coverage needs are.
Access to a custom-tailored close-the-gap life risk coverage
vlot provides individuals and families with easy access to a holistic assessment of their available state and employer related social security benefits. The vlot platform further enables end-customers to seamlessly close an identified income and savings gap through a tailored product solution (life insurance).
Guidance as to when emerging life events call for adjustment
And our proposition does not stop after a product purchase but adjusts as life situations change. vlot further enables individuals and families by linking analysis and coverage with life planning. In doing so, vlot is constantly capturing your life events and transferring those into a meaningful adjustment of a once chosen coverage level - making the whole process dynamic.
Some highlights from using vlot
Have any of these events happened recently?
Start an analysis for free and find out to see if you could be affected.
Curiosity killed the cat. Our email won’t kill you! Get in touch!
Interested in more details or a peek behind the scenes? Drop us a line and we will promptly get back to you!