en

vlot helps individuals and
families become more
financially responsible

Find out now

Cutting-edge dynamic risk
analysis and coverage solutions that
smoothly adjust to changing life situations

Life risk insurance solutions that harmoniously fit changing life situations.

The vlot framework

Our process is highly digital, intuitive and transparent. We provide you with a highly accurate gap analysis and coverage solutions in no time …

Analysis

Precise income gap assessment

Analysis

vlot provides orientation in the complex jungle of social security and employer pension fund benefits - understandable & transparent

Coverage

Bespoke product
offering

Coverage

Close the identified gaps with the exact amount needed – fair & digital

Life planning

Life event triggered coverage adjustment

Life planning

vlot provides guidance as to when it makes sense to adjust coverage upon relevant life events - flexibel & dynamic

What does vlot offer you?

Benefits for you

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Safe

Safe

vlot is an insurance intermediary - our Swiss insurance partner is a 100% subsidiary of a leading global reinsurer

Digital

Digital

vlot is fully digital - from life risk analysis to coverage solutions. Reach us via email or phone in case you get stuck along your vlot journey!

Custom-made

Custom-made

vlot provides custom-made life risk coverage which exactly fits your and your family’s needs - no compromises!

Commission-free

Commission-free

vlot does not get a commission for any life insurance bought via its platform - this is why our solution offering is truly unbiased!

Flexible

Flexible

vlot lets you adjust your coverage and premium whenever your life changes. We’ll even tell you when you don’t need the coverage anymore. How’s that?

Transparent

Transparent

vlot lives transparency - no hidden fees, no static and long-term contracts!

Benefits for you

Safe

Safe

vlot is an insurance intermediary - our Swiss insurance partner is a 100% subsidiary of a leading global reinsurer

Digital

Digital

vlot is fully digital - from life risk analysis to coverage solutions. Reach us via email or phone in case you get stuck along your vlot journey!

Custom-made

Custom-made

vlot provides custom-made life risk coverage which exactly fits your and your family’s needs - no compromises!

Commission-free

Commission-free

vlot does not get a commission for any life insurance bought via its platform - this is why our solution offering is truly unbiased!

Flexible

Flexible

vlot lets you adjust your coverage and premium whenever your life changes. We’ll even tell you when you don’t need the coverage anymore. How’s that?

Transparent

Transparent

vlot lives transparency - no hidden fees, no static and long-term contracts!

Orientation in the complex jungle of state and employer specific risk benefits

At vlot we put individuals and families and their magic moments such as giving birth or buying a house at the center of attention. Our proposition does not start with selling an insurance product - just the opposite: we help evaluate what the customer’s real financial coverage needs are.


Access to a custom-tailored close-the-gap life risk coverage

vlot provides individuals and families with easy access to a holistic assessment of their available state and employer related social security benefits. The vlot platform further enables end-customers to seamlessly close an identified income and savings gap through a tailored product solution (life insurance).


Guidance as to when emerging life events call for adjustment

And our proposition does not stop after a product purchase but adjusts as life situations change. vlot further enables individuals and families by linking analysis and coverage with life planning. In doing so, vlot is constantly capturing your life events and transferring those into a meaningful adjustment of a once chosen coverage level - making the whole process dynamic.

Some highlights from using vlot

250
Analysis per Day
Average
Identified income gap
10%
Conversion Rate

Have any of these events happened recently?

Start an analysis for free and find out to see if you could be affected.

Come on … It’s free

Curiosity killed the cat. Our email won’t kill you! Get in touch!

Interested in more details or a peak behind the scenes? Drop us a line and we will promptly get back to you!