About us

Who is behind vlot?

We started as team of two-founders to re-invent the life insurance journey …

… And we are now a passionate bunch of ambitious, multicultural, like-minded insurance industry professionals, tech cracks and entrepreneurs who are passionate about creating technical solutions to help individuals make informed financial decisions.


Dr. Jonas Bösch


Jonas has more than 10 years of experience in leading technical teams and over 20 years in software development. In his previous role as a head of development/operations of a major Swiss retail bank, he successfully introduced DevOps & Agile, reduced costs with automation, integrated start-up solutions into core banking systems and automated Avaloq development and cloud infrastructure. Jonas holds a PhD in Computer Science with a focus on Big Data and is a seasoned Software Architect and DevOps/automation specialist – greatly enjoying solving technical problems and helping others navigate complexity.

Fun fact: Jonas lives on a farm with llamas and alpacas.

Michael Dritsas


Michael has over 12 years of experience in the insurance industry. Most recently he was responsible for the global life product & innovation portfolio at Allianz SE in Munich. Previously, Michael successfully built up and led product development and fund management teams for a top tier Swiss insurer and has a proven track record in international management, business development, strategy, marketing and innovation in the insurance sector. A macroeconomist by training, he started his career in economic research in banking. Michael is fluent in 5 languages.

Fun fact: Michael used to be a Drum & Bass DJ and loves tinkering with old cars.

Sandro Matter


Sandro spent most of his professional career in business management as well as strategy and business development roles for one of the leading global universal banks. When seeking personal life risk coverage advice for his family, he got referred to insurance consultant Daniel - with whom Sandro eventually launched vlot in 2017. Sandro holds a Master of Arts degree in Banking and Finance and is a former Swiss vice champion in road-ultra-cycling category team of two (together with Daniel).

Fun fact: Sandro never ever would have imagined to launch a start-up venture with his insurance advisor.

Daniel Schmidheiny


As the owner of an insurance broker company in Switzerland, Daniel has gained extensive knowledge in the area of corporate and private insurance advisory and solutions. He offered consulting services to mortgage brokers, trustees and large SMI-quoted corporates. This has led to a deep understanding of social security systems and group benefit structures, which was one of the drivers to found vlot. Daniel is a former Swiss vice champion in road ultra-cycling category team of two (together with Sandro).

Fun fact: After launching vlot, Daniel quickly realized that defending his European Champion title in 24-hours non-stop mountain biking was not in reach anymore.

Michèle Matter

Office Manager

Michèle started her professional life in gastronomy and early on complemented her day-to-day working experience with relevant education, including a degree in Hotel Management. Later on, Michèle moved into the banking industry as an Office Manager for Barclays Bank in Zurich. In this role, she was taking responsibility for smooth office (and events) running with on the ground staff of up to 50 people. Upon the birth of her second daughter, Michèle took a deserved break from work – to then picking it up again with a part-time position at vlot.

Fun fact: Michèle made it into a full-page article of the newspaper NZZ, giving an interview about her chipmunk called Peanut.

Benjamin Rudolf von Rohr

Software Engineer

Benjamin has 6 years of experience in software engineering. After studying computer science, he worked as a front-end developer at a Swiss bank. Benjamin evolved into a full-stack developer and most recently took on pipeline tasks. Benjamin holds a bachelor degree in computer science.

Fun fact: At the age of 16, Benjamin was photographed for an advertising campaign and since then has been driving through Switzerland on several trucks belonging to a small logistics company.

Linus Vettiger

Software Engineer

Linus has 5 years of experience in software engineering. After his apprenticeship at a large Swiss pharmaceutical company, he worked at the same company as a web developer. In the meantime, he completed his bachelor’s degree in computer science at the FHNW while working in parallel. He worked on his bachelor’s thesis in collaboration with vlot.

Fun fact: After winning the SwissSkills Championship in 2017, Linus was not allowed to participate in the WorldSkills in 2019 because he was less than half a month too old.

Mona Panchaud

Software Engineer

Mona has 3 years of experience in software engineering. She started her career at a Swiss insurance company where she worked as a front-end developer. During her apprenticeship, Mona had the opportunity to participate in a three-week internship in Shanghai and gain valuable insights into the Chinese culture. She currently works as a full-stack developer and studies computer science part-time.

Fun fact: At the age of 11, Mona was on television with the then Mister Switzerland. Afterwards, it was clear that a modelling career wouldn’t be an aspiring goal in life for her.

Lucien Zimmermann

Software Engineer

Lucien has 4 years of experience in software engineering. After completing his apprenticeship at a Swiss insurance company, he continued to work there as a web- and mobile engineer. He is currently part-time studying computer science at OST. After work, Lucien enjoys long rides on his gravel-bike, as well as playing on his guitar or fighting fires as a volunteer firefighter.

Fun fact: Just before starting at vlot, Lucien wanted to travel by train for just a couple of days. After a few weeks of spontaneous travel, he ended up in Africa!

Great people we
work with

Every great company starts with a great network of supporters. We appreciate these partners, associations, and their continued support.

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News & Events

Due to Covid-19 all physical events have been cancelled.
Stay safe!

Team vlot